Frequently Asked Questions.
Answered.
Categories
Claims
What happens after I submit a FNOL form?
Cachet verifies the claim against ride telemetry and data. We aim to complete this verification within one business day to ensure your claim reaches the insurer without delay. Validated data and evidence are securely transmitted to the insurer. The appointed insurer handles the final adjudication. They will contact you directly if further interviews or specialized documentation are required.
How can I track the status of my claim?
Once you submit your claim, you will receive a confirmation email with a secure link. This link allows you to monitor the lifecycle of your file within the Cachet Platform and see if it is "In Review," "Resolved," or "Denied".
What information do I need to have ready to support my claim?
You will need:
- Incident Details: The exact date, time, and location.
- Event Description: A clear summary of what happened.
- Contact Information: Your (the person filing the claim) first name, last name, email address, and phone number so the insurer can contact you if necessary.
- If you are the rider: The ride receipt during which the incident occurred.
Do I need to provide photos of the damage immediately?
No, uploading photos, invoices, or medical documentation is currently optional at the reporting stage. However, providing them at that stage is highly recommended as they can speed up the process. If not provided, the insurer may request them later to investigate the claim.
What if I don’t have the vehicle code or the rider’s details?
If you are a third party and do not have the specific vehicle frame number or user details, you can still submit your claim. While providing this information is highly beneficial for trip verification, it is not mandatory for the initial submission.
Can I edit my claim after it has been submitted?
Once a claim is formally submitted, you cannot edit the primary form directly for security reasons. However, you can provide supplemental information, updated contact details, or new evidence (like late-received medical reports) either to our support team who will update the insurer or to the insurer when they make their first contact.
Looking for additional support?
Please head to our Cachet Help Centre page for additional documentation.